Kisan Credit Card (KCC)
One portal to understand KCC, apply confidently, and reach official channels.
Clear eligibility, benefits, interest subvention, documents, and step-by-step application guidance. Use the form to get redirected to official KCC resources.
Why KCC matters
Designed for timely, flexible credit for crops and allied activities.
Flexible credit access
Use revolving credit for seasonal needs, post-harvest expenses, and marketing needs.
Interest subvention
Eligible short-term crop loans up to ₹ 3 lakh get 7% interest, with 3% incentive for prompt repayment.
Allied activities covered
Scheme includes animal husbandry, dairy, and fisheries alongside crop cultivation.
Eligibility snapshot
Eligibility varies by bank, but typically includes:
Final eligibility and limits are decided by the issuing bank.
Covered activities
- Crop production and working capital needs
- Post-harvest expenses and marketing
- Allied activities: dairy, poultry, animal husbandry, fisheries
- Investment and maintenance for farm assets
How to apply for KCC
Use this guided flow, then proceed on official channels.
Download the KCC application form
Get the official form from the government portal or your bank.
Fill and attach documents
Attach identity, address, and land/tenancy proof as required by your bank.
Submit at bank or approved channel
Submit the form at your bank branch or the channel prescribed by your bank.
Verification and sanction
The bank verifies eligibility and sets the credit limit, then issues the KCC.
KCC online apply
Apply online through your bank or the official government portal.
This site provides information only and does not submit any data.
Common documents
- Identity and address proof
- Land/tenancy/agri-activity proof
- Crop or activity details
KCC status check online
Always check status via official bank or government portals.
Bank status
Use your bank branch or bank digital channels to track your application.
Official portal
If supported by your bank, check application status on the official portal.
Safety first
Never share OTPs, passwords, or identity details on unofficial sites.
PM-Kisan and KCC
PM-Kisan beneficiaries can access KCC application facilities through official channels.
Any list/beneficiary confirmation should be done only on official portals or via your bank.
PM-Kisan KCC list
Use only official sources for any list or beneficiary information.
Apply now
This form does not submit or store any data. It redirects to the official portal after you click Apply.
KCC form download
Download the official KCC application form and submit it as per your bank.
Frequently asked questions
Is KCC only for crop farmers?
No. The scheme covers crop cultivation and allied activities like dairy, animal husbandry, and fisheries.
Do I need to visit a bank branch?
Most applicants submit the form at a bank branch or as guided by the issuing bank.
What is the concessional interest rate?
Under the Modified Interest Subvention Scheme, eligible short-term crop loans up to ₹ 3 lakh carry 7% interest. Prompt repayment reduces it to 4%.
Is there a different limit for animal husbandry or fisheries?
Yes. The interest benefit is applicable up to ₹ 2 lakh for loans taken exclusively for animal husbandry or fisheries.
Does this portal collect my data?
No. The form does not submit or store any information.
Official sources
We cite official government sources for accuracy.